Infographic: The Retirement Life CycleRead full text description of this infographic
The Retirement Life Cycle – Planning for Every Stage of Your Journey
Start
Early Career
Enroll & Save
Learn Financial Basics
Grow
Mid-Career
Increase Savings
Review Investments
Prepare
Late Career
Plan for Retirement
Estimate Income Needs
Retire
Transition
Choose Retirement Date
Claim Benefits
Manage
Post-Retirement
Manage Withdrawals
Budget for Healthcare
Our retirement benefits are designed to help you grow and build long-term financial security through a combination of employer sponsored benefits and personal savings opportunities. Together, these plans provide a balanced approach that supports you throughout your career and into retirement.
ARC offers a defined benefit (pension) retirement plan that provides a monthly benefit upon your eligibility. All regular, fulltime employees must contribute 5% of their salary to the Pension plan.
ARC also offers 2 defined contribution plans: 401(a) and 457(b) / Roth 457(b) through ACCG. These plans allow you to save a portion of your salary through payroll deductions and increase tax-advantaged investments over time.
These plans work together to give you both predictability and flexibility as you plan for your future. Whether you’re early in your career or approaching retirement, our retirement benefits are here to support your financial wellbeing and help you build a strong foundation for the years ahead.